How to Make IRS Tax Payments Online: A Quick Guide from Trail CPA

Need to make a payment to the IRS? Whether you're covering a tax balance, paying quarterly estimates, or making an extension payment, the IRS makes it easy to pay online—and so do we.

At Trail CPA, we recommend using the IRS’s Direct Pay system, which is fast, secure, and fee-free when paying from your bank account. Below, you’ll find a simple walkthrough of your options and the steps to ensure your payment is processed correctly.

IRS Payment Options

You can pay your federal taxes online in several ways:

1. Pay Directly from Your Bank Account (Recommended)

  • No fees

  • No login required

  • Secure and instant confirmation

2. Pay Through Your IRS Online Account

  • Recommended if you already have an IRS login

  • Lets you view your payment history and manage future payments

3. Pay by Debit or Credit Card

  • Processing fees apply

  • Use only if other options are not available

To get started, visit the IRS payments page:
https://www.irs.gov/payments

Step-by-Step: How to Pay Using Direct Pay

Here’s how to make a payment from your bank account through the IRS website:

1. Visit the IRS Direct Pay Page

Go to https://www.irs.gov/payments and click “Pay Now with Direct Pay.”

2. Select Payment Details

  • Make a Payment

  • Reason for Payment
    Choose one of the following:

    • Estimated Tax – Use this for quarterly estimated payments

    • Balance Due – For paying your finalized tax return balance

    • Extension – If you're making a payment with your extension filing

Important: If you choose to pay your balance directly through the IRS website instead of through Trail CPA, please notify your accountant to avoid duplicate payments.

  • Apply Payment To
    Most clients will select “1040” (individual income tax return).

    • For business taxes:

      • C Corporations: Pay under the business’s EIN

      • Pass-through entities (LLCs, partnerships, S Corps): Pay under your personal return (1040)

  • Tax Period for Payment
    Use your best judgment or contact your accountant if you're unsure.

3. Verify Your Identity

You’ll need to enter your filing status, name, address, and other details from a prior return.

4. Enter Payment Information

Input the payment amount and your bank account details.

5. Review and Sign

Review everything carefully, sign electronically, and submit.

Final Step: Let Your Accountant Know

Once your payment is submitted, please let your Trail CPA team know:

  • The amount paid

  • The date of payment

  • What the payment was for (e.g., Q3 estimated tax, extension, balance due)

This helps us track your tax payments accurately and ensure everything is in order when it’s time to file your next return.

Questions?

If you’re unsure about what to pay, when to pay, or how to apply it—reach out to your Trail CPA team. We’re happy to guide you and help avoid any errors or duplicate payments.